Budgeting and financial record tools for individuals and families
Review Safe to Spend cash flow, extract supported bank statements with AI-assisted review, track investments and mortgages, and manage budgets across the web application and native Android app.
Real-time cash flow calculated against your salary pay cycle with instant "Live Math" arithmetic breakdowns.
View side-by-side guide →Fast virtualized ledger with multi-category pills, merchant auto-cleaning, and bulk overrides.
View side-by-side guide →Unified tracking for Checking, Credit, Mortgages, and ISAs with multi-currency balance isolation.
View side-by-side guide →Optional bank and Wallet notification capture, biometric app lock, and interactive financial charts.
Explore Mobile App →Supported multi-account PDF extraction with confidence indicators, review controls, and mathematical balance reconciliation.
View side-by-side guide →Zero-login automated statement processing via Google Drive folders and Gmail triggers.
View Setup Guide →Dynamic amortization loan curves, statement activity payment ledger, and binary search interest rate solver.
View side-by-side guide →Consolidate ISAs, SIPPs, and GIAs across Vanguard and AJ Bell with live ticker sync and asset allocation insights.
View side-by-side guide →Link physical goals to dedicated bank balances while budgeting virtual envelopes in checking.
View side-by-side guide →Give every pound a job with cash-backed envelopes, multi-cycle target scheduling, and credit card cash reservation.
View side-by-side guide →Auto-deduct upcoming bills within the active pay cycle with predictive transaction matching.
View side-by-side guide →Analyze income vs expenses, category distributions, and month-over-month savings velocity.
View side-by-side guide →Invite up to 5 family members with Owner and Member roles and instant member switching.
View side-by-side guide →